Cozy Pumpkin Spice Loaf with Dark Chocolate Ribbons

Irresistibly Moist Pumpkin Spice Bread with Dark Chocolate Swirl: Your New Favorite Fall Baking Recipe

Welcome to pumpkin season – truly the best season! This incredible Pumpkin Spice Bread, featuring a decadent Dark Chocolate Swirl, is destined to become your family’s new favorite easy fall bread recipe. It’s perfect for breakfast, a delightful snack, or a cozy dessert, embodying all the warmth and flavors of autumn.

Overhead shot of two green plates with pumpkin bread on them, showcasing the dark chocolate swirl.

The air is getting crisp, the leaves are painting the landscape in vibrant hues of red and gold, and the comforting scent of woodsmoke fills the evenings – yes, it is finally Fall! This truly is my absolute favorite season and time of year. I adore everything about it: the cool, crisp air, the breathtaking change of colors in the trees, cozy bonfires with friends and family, and, of course, all things pumpkin. While it’s a truth universally acknowledged in my kitchen that I consume pumpkin all year round, there’s a magical shift that happens with the first fallen leaf. Suddenly, my cravings for pumpkin amplify, and I want pumpkin in everything, from lattes to savory dishes, and especially in sweet, baked goods.

Growing up, my mom made a pumpkin bread that was simply divine – a staple of our autumn traditions. Unfortunately, and to my eternal dismay, she has since lost that cherished family recipe (a truly “lame” development, as I like to call it!). This culinary tragedy meant I had to embark on a quest to find a worthy replacement. After many attempts and delicious experiments, I am thrilled to share that this Pumpkin Spice Bread with Dark Chocolate Swirl at least ties my mom’s legendary recipe in terms of pure deliciousness. The exquisite combination of rich pumpkin, warm spices, and luxurious dark chocolate creates a symphony of flavors that is everything I love about fall baking. It’s truly a perfect treat for any Fall dessert, enjoy this homemade delight that captures the essence of the season.

Essential Kitchen Tools for Perfect Pumpkin Bread

Having the right tools can make all the difference in your baking experience, especially when creating something as delightful as this pumpkin spice bread. Here are the essential kitchen tools you’ll need, along with a brief explanation of why each one is important for achieving the best results:

  • A Loaf Pan: An 8×4 or 9×5 inch loaf pan is crucial for achieving the classic loaf shape. Ensure it’s greased and floured, or lined with parchment paper, to prevent sticking and ensure easy removal of your beautifully baked bread.
  • A Hand or Stand Mixer: While you can mix by hand, a mixer makes the creaming of butter and sugars much easier and more efficient, incorporating air for a lighter, more tender crumb. A stand mixer offers hands-free convenience, but a hand mixer works perfectly well.
  • A Few Prep Bowls: Using separate bowls for dry and wet ingredients is a fundamental baking practice. It ensures even distribution of leavening agents and spices in the dry mixture and allows for proper emulsification of wet ingredients before combining them.
  • Measuring Cups and Spoons: Accuracy is key in baking! Precisely measuring your ingredients ensures the correct balance of flavors and textures, leading to a consistently delicious outcome every time.
  • A Bread Knife: For clean, neat slices that showcase the beautiful dark chocolate swirl, a sharp, serrated bread knife is indispensable. It prevents squishing the moist bread and helps maintain its tender structure.
  • A Large Spoon or Spatula: Ideal for gently folding in the dry ingredients, stirring the chocolate swirl, and scraping down the sides of your mixing bowl to ensure all ingredients are well incorporated without overmixing.

Key Ingredients for Your Delicious Pumpkin Bread

Every great recipe starts with quality ingredients. Here’s a detailed look at what you’ll need for this Pumpkin Spice Bread, along with some tips and substitution ideas to ensure your baking success:

  • Flour: I typically use **all-purpose flour** as it provides a reliable structure and tender crumb for this quick bread. However, if you’re looking for alternatives, **whole wheat flour** can add a nuttier flavor and denser texture, while a good quality **gluten-free flour blend** (especially one designed for baking) will work for those with dietary restrictions, often requiring minor adjustments in liquid.
  • Baking Soda and Baking Powder: These are our leavening agents, essential for giving the bread its rise and light texture. Baking soda reacts with acidic ingredients (like pumpkin puree and brown sugar) to create carbon dioxide, while baking powder provides additional lift, ensuring a beautifully domed loaf.
  • Sugars: I opt for a harmonious combination of both **white granulated sugar** and **brown sugar**. The brown sugar not only adds a deeper, molasses-rich flavor but also contributes significantly to the bread’s moistness and tender texture. Granulated sugar provides the foundational sweetness. While I recommend both for optimal results, you *could* use one or the other if absolutely necessary, though the texture might vary. For those exploring dietary needs, alternative sweeteners like erythritol blends or coconut sugar can be used, but be aware they may slightly alter the moisture content and overall texture.
  • Pumpkin Pie Spice: This blend is the heart of the “pumpkin spice” flavor! I absolutely love, love, LOVE my homemade version – it’s fantastic because I can customize it and use it all year round. It’s a simple blend of cinnamon, nutmeg, ginger, cloves, and sometimes allspice, offering a warmth that perfectly complements the pumpkin. Of course, a high-quality store-bought brand will work wonderfully if you prefer.
  • Salt: A pinch of salt is vital in baking. It doesn’t just add saltiness; it balances and enhances all the other flavors, particularly the sweetness of the sugars and the warmth of the spices, making the pumpkin and chocolate notes truly sing.
  • Eggs: Eggs act as a binder, providing structure and richness to the bread. They also contribute to the leavening process and help create a beautifully moist crumb. Ensure they are at room temperature for better emulsification with the other wet ingredients.
  • Canned Pumpkin: This is where the magic happens! It’s absolutely crucial to use **100% pure canned pumpkin puree**, and *not* pumpkin pie filling. Pumpkin pie filling contains added spices, sugars, and sometimes thickeners, which will throw off the flavor and texture of this recipe. Always double-check the label!
  • Butter: Unsalted butter, softened to room temperature, is essential for creaming with the sugars. It provides richness, flavor, and contributes to the tender texture. Using unsalted butter gives you control over the overall salt content of the recipe.
  • Vanilla Extract: A good quality vanilla extract rounds out the flavors, adding a subtle depth and aroma that enhances both the pumpkin and chocolate. Don’t skip it!
  • Dark Chocolate Chips: The star of the swirl! I specifically recommend **dark chocolate chips** for their bittersweet contrast to the sweet pumpkin bread. If you’re not a big fan of dark chocolate, you could substitute **semi-sweet chocolate chips** for a slightly sweeter profile. However, I strongly advise against milk chocolate, as explained further in the “Pro Tips” section.
Two pieces of pumpkin spice loaf cake on teal plates on a gray counter top, with a prominent chocolate swirl.

Pro Tips for Baking the Best Pumpkin Spice Bread

The Perfect Chocolate Swirl: A Deep Dive

The addition of dark chocolate truly elevates this pumpkin bread, providing a sophisticated depth of flavor and a beautiful visual contrast with its captivating swirl. I personally love to use the Ghirardelli brand for its consistent quality and excellent flavor, but any high-quality dark or bittersweet chocolate that you have access to will work beautifully. The key is ensuring you are indeed using a dark or bittersweet chocolate when making this easy pumpkin bread recipe. Even if you, like my husband, aren’t typically a huge dark chocolate enthusiast, trust me on this one. The robust flavors of the pumpkin and the aromatic spices shine through and perfectly complement the deep cocoa notes, creating a balanced and harmonious taste profile. It won’t taste like you’re simply eating dark chocolate on its own; instead, the dark chocolate adds a subtle, complex richness that is truly bomb.

Conversely, I must strongly advise that **milk chocolate is a definite no for this recipe**. Its flavor is simply too sweet and lacks the intensity needed to stand up to the pumpkin and spices. The sweetness will clash, and the overall result will be a muddled, overly sugary mess rather than the intended rich and balanced flavor. If you genuinely dislike dark chocolate or simply don’t have it on hand, **semi-sweet chocolate chips** would be your best alternative, offering a middle ground that still provides a good contrast. And as for white chocolate? I don’t even think I need to elaborate on why it’s not suitable here; just please, for the sake of delicious pumpkin bread, do not use it. Its creamy, vanilla-heavy profile would completely overpower the delicate spice notes and create an entirely different, less desirable, dessert.

Achieving the Ultimate Moist & Tender Crumb

“Moist” – I know, I know, it’s a word many people seem to hate, but when we’re talking about homemade pumpkin spice bread, it’s the absolute best and most accurate descriptor! In this context, it signifies a wonderfully tender, never dry, crumb that melts in your mouth. This bread achieves its superior moistness thanks to a few crucial steps, starting with the initial whisking of the butter and sugars. This “creaming method” incorporates air into the mixture, resulting in a lighter and more aerated batter. I’ve found that the texture of this quick bread comes out significantly better when all the ingredients are mixed slowly and separately, allowing each component to fully integrate without overworking the gluten in the flour. This meticulous approach ensures a soft, yielding texture every time.

Equally important is the golden rule of baking: **do not over-bake this bread**. This principle applies to all baked goods, but it is especially critical for quick breads and loaf cakes, as even a few extra minutes in the oven can transform a perfectly moist crumb into a dry, crumbly disappointment. My strong recommendation is to set your timer 5 to 10 minutes *under* the recommended cooking time (for example, if the recipe says 60-70 minutes, start checking around 55-60 minutes). This proactive checking ensures that you can pull the pumpkin bread from the oven at precisely the right moment. For instance, my pumpkin spice bread typically achieves its optimal texture and doneness in exactly 60 minutes. To confirm doneness, insert a toothpick into the center of the loaf; it should come out clean, with no wet batter attached. Additionally, to prevent the top from becoming too brown or dried out while the inside finishes baking, I like to gently cover the loaf with aluminum foil about halfway through the baking process. This simple trick allows the bread to continue cooking through evenly without sacrificing the tender crust.

A close up shot of a slice of pumpkin bread on a glass teal plate, showing the beautiful moist crumb and chocolate swirl.

Discover More Fall Favorites

Looking for more delightful treats to celebrate the autumn season? Here are some other cherished fall recipes that are sure to become staples in your home:

Easy S’mores Cookies
Gooey Chocolate Fudge Brownies
Apple Loaf
Pumpkin Cheesecake Dip
Pumpkin Pecan Crisp

Overhead shot of sliced pumpkin bread with dark chocolate swirl on a cutting board and white plate.

Common Questions About Pumpkin Spice Bread

How should leftover pumpkin bread be stored?

To maintain its incredible freshness and moistness, store leftover pumpkin spice bread at room temperature in an airtight container or tightly wrapped in plastic wrap. It will stay delicious for up to 5 days. You can enjoy the bread at room temperature for a quick snack, or for an extra special treat, warm it in the microwave for 10-15 seconds. This gently warms the chocolate and enhances the spice aromas. For a truly next-level experience, add a dollop of softened butter or a sprinkle of flaky sea salt on top before serving warm.

Can this pumpkin bread recipe be frozen?

Absolutely! This homemade pumpkin bread freezes beautifully, making it perfect for meal prep or saving for later. You can freeze the entire loaf or individual slices. To freeze, ensure the bread is completely cooled. Then, wrap it tightly in aluminum foil, followed by an additional layer of plastic wrap or by placing it in a freezer-safe bag. This double-wrapping prevents freezer burn and helps preserve its moisture and flavor. It can be stored in the freezer for up to 3 months. To enjoy, thaw the bread overnight in the refrigerator or at room temperature. Once thawed, you can re-warm it in the microwave until warm, or in a toaster oven for a slightly crisped crust.

Can I use fresh pumpkin puree instead of canned?

Yes, you can certainly use homemade fresh pumpkin puree! If you’re using fresh, ensure it’s very well-drained to remove excess moisture. Too much water content can alter the bread’s texture, making it denser or gummier. Simply cook down your pumpkin, puree it, and then let it sit in a fine-mesh sieve lined with cheesecloth for an hour or two to drain any extra liquid before measuring it for the recipe.

Can I add nuts or other mix-ins to this bread?

Definitely! This pumpkin spice bread is wonderfully versatile. Feel free to stir in about ½ to 1 cup of your favorite mix-ins along with the chocolate chips. Popular choices include chopped walnuts, pecans, dried cranberries, or even candied ginger for an extra zing. Just be sure not to overload the batter, as too many additions can affect the loaf’s structure and baking time.

I genuinely hope you fall in love with this quick and easy pumpkin loaf recipe as much as I have! It’s designed to bring joy and warmth to your autumn days. Please leave me a comment below letting me know what you thought, or share your favorite fall baking memories.

Happy Eating, and Happy Fall Baking!

"Caitlyn" signature in black cursive.
Overhead shot of two green plates with pumpkin bread on them.

Pumpkin Spice Loaf Cake with Dark Chocolate Swirl

Caitlyn Erhardt

This is the perfect Fall dessert recipe, offering an amazing combination of rich pumpkin, aromatic spices, and a luscious dark chocolate swirl! This homemade Pumpkin Spice Loaf Cake recipe will make you wish Fall was all year round with every moist, flavorful bite. Enjoy!

5 from 7 votes
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Prep Time 15 minutes
Cook Time 1 hour 5 minutes
Total Time 1 hour 20 minutes

Course Dessert, Breakfast, Snack
Cuisine American

Servings 10 Servings
Calories 271 kcal

Ingredients

  

  • 1 ½ Cups All Purpose Flour
  • 1 teaspoon Baking Soda
  • 1 Tsp Baking Powder
  • 1 tablespoon Pumpkin Pie Spice
  • ¼ teaspoon Salt
  • ¾ Cup Brown Sugar
  • ¼ Cup Granulated White Sugar
  • ½ Cup Unsalted Butter Softened
  • ½ teaspoon Vanilla Extract
  • 1 Cup Canned Pumpkin
  • 2 Eggs
  • 1 Cup Dark Chocolate Chips

Instructions

 

  • Begin by preheating your oven to 325 degrees Fahrenheit (160°C). While the oven is warming up, take a medium-sized bowl and combine the all-purpose flour, baking soda, baking powder, pumpkin pie spice, and salt. Whisk these dry ingredients together thoroughly to ensure they are well combined and evenly distributed. This step is crucial for consistent leavening and flavor throughout the bread. Set the bowl aside.
  • In a large mixing bowl, combine the softened unsalted butter with both the brown sugar and white granulated sugar. Using either a hand mixer or a stand mixer fitted with the whisk attachment, beat the butter and sugars together for approximately 2 minutes. Continue mixing until the mixture becomes light, fluffy, and pale in color. This creaming process incorporates air, which contributes to the bread’s wonderfully moist and tender texture.
  • Once the butter and sugars are perfectly creamed, add in the vanilla extract and the canned pumpkin puree. Continue to mix on medium speed until all these wet ingredients are fully combined, which should take about 1-2 minutes. Make sure to scrape down the sides of the bowl to ensure everything is incorporated. Next, add the eggs, one at a time, mixing well after each addition until the batter is smooth and uniformly colored. Finally, with the mixer on low speed, slowly add the dry ingredient mixture (from step 1) to the wet ingredients. Mix just until smooth and barely combined – be careful not to overmix, as this can lead to a tough bread.
  • Prepare your chocolate swirl by melting the dark chocolate chips. Place them in a microwave-safe bowl and heat for 30 seconds. Stir the chocolate thoroughly. Continue melting in 10-second intervals, stirring vigorously after each, until the chocolate is completely smooth and melted. Be careful not to overheat the chocolate, as it can seize or burn.
  • Generously grease your 8×4 inch loaf pan. Pour about half of the pumpkin spice batter into the prepared pan. Drizzle about half of the melted dark chocolate over the batter. Then, pour the remaining pumpkin spice batter over the chocolate layer, and finally, drizzle the rest of the melted chocolate on top. Using a knife or a skewer, gently swirl the chocolate through the batter with a few delicate strokes. The goal is to create beautiful streaks and ribbons, not to fully combine it, or your bread will simply turn out uniformly brown.
  • Bake the loaf for 60-70 minutes on the middle rack of your preheated oven. Begin checking for doneness around the 55-minute mark by inserting a toothpick into the center of the loaf. It should come out clean. To prevent the top of the pumpkin spice loaf from becoming too dark or dried out, I recommend covering it loosely with aluminum foil about halfway through the baking process (around 30-35 minutes). Once fully baked, remove the bread from the oven and let it cool in the pan for 10-15 minutes before carefully transferring it to a wire rack to cool completely. Enjoy this delightful homemade pumpkin bread warm for the best experience!

Notes

*After I whisk the butter and sugar together and add the pumpkin and vanilla, I prefer to switch to the paddle attachment on my stand mixer for the remainder of the mixing steps. This helps prevent over-developing the gluten once the flour is added. If you do not have that option, simply continue to use the whisk attachment, being mindful not to overmix the batter once the dry ingredients are incorporated.
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Nutrition

Calories: 271kcalCarbohydrates: 35.6gProtein: 4.3gFat: 13.6gSaturated Fat: 8.2gCholesterol: 57mgSodium: 203mgPotassium: 152mgFiber: 1.4gSugar: 18gCalcium: 40mgIron: 1.8mg
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